Commercial Property Rental and Sales

Successful people everywhere will tell you that you must create goals that are specific and measurable; and that you have to write those goals down to increase your chances of achieving them.

Becoming an investor requires that you have an investment plan, which is very much like a goal, and that you have all of the details written out and committed to paper. This will enable you to maximize your wealth creation. If you go into investing without any real plan or strategy, whether you're investing in the stock market, government bonds or property, you are not going to be overly successful. You won't know what move to make next, and you'll have no way of knowing if you are on the right track.

An investment plan allows you to plan ahead and to review the progress you are making towards your goals. These two aspects are vital to the success of any worthwhile investment plan.

Whether you plan to buy a single property or whether you plan to put together a portfolio of commercial and/or residential properties, creating your investment plan involves having answers to 11 basic questions:

1. How much money you have right now, and how much you will have available in the future to put towards your investments.
2. What level of investment risk are you comfortable with?
3. How will each new investment work within your existing investments, and your overall investment plan?
4. What do you know about commercial property investment?
5. What sources are available to you in order to gain on-going investment knowledge required to become a successful commercial property investor?
6. How long do you plan to invest for? Short term, medium or long term investment strategies will have different investment plans.
7. What return do you expect to achieve from income and capital growth?
8. What is your tax position and how will your investments fit or change that position?
9. What will your ownership structure be?
10. If something unexpected should happen with your investments, what is your fallback plan for recovery?
11. What is your exit plan?

Luckily, you don't have to create an investment plan entirely on your own. There are experts who can help you with the creation of your plan, such as accountants, financial advisors and/or property specialists. With their trusted advice you can commit your personal investment plan to paper. Property investment, particularly commercial property investment, is typically a long term strategy, so you'll need to live with the financial results of your investment plan for quite some time.

Estate Planning - Part Of Your Investment Plan

When developing your well thought-out investment plan, don't forget to include estate planning. Your hard-earned assets should pass smoothly to the people you designate as your beneficiaries - at the best tax rates and with the minimum costs possible.

Estate planning starts at the point of purchase of the property, where you have to decide which entity holds the title to the property - whether it's your personal name, partnership, family trust, private company, etc.

Properly preparing your estate plan will involve advice from your lawyer and/or financial advisor, both of whom will need to be experienced in estate planning for property investors. Financial advice is one area that you don't want to be 'cheap' with! If you obtain cheap advice you may find it to be very costly in the long run!

India’s property markets are frenzy and are being driven largely by the rapid expansion of its information technology industry and the simultaneous growth of its middle class.

Boom is being witnessed by the commercial property sector. Properties are being transacted at unbelievable prices. The land prices currently prevailing in IT spaces have shot up three to four times of what it was two-three years ago. Currently the country’s commercial and residential real estate market is valued at about $50 billion now, and is expected to grow 25% annually.

Whether from investors point, buyers or price everything is gearing up to steep heights. According to a research there are thousands of commercial projects springing up across the country with the total Commercial activity index jumping to 60 in June from 58.3 in May with the sharp acceleration of commercial property in June & positive signals for the third quarter. Such a sharp acceleration is visible from the fact that 18 million square feet of commercial buildings were erected in 2004 & year 23 million sq. ft. of will pave this year & by 2009 the toll will touch 50 million.

The areas where major investments are being generated are Bangalore, Mumbai, Hyderabad, Chennai, and Gurgaon, a suburb of New Delhi & further extending its proximity to second-tier cities such as Pune in the west, Jaipur and Chandigarh in the north, and Kolkata in the east. All these are making MNC’s & foreign investors India as a keen target to invest. & the country is being considered as the “the next big thing” for investment. Under this many Israeli Companies have not far in the race lined up for major investments giving neck to neck competition to powers like China.

So also the various joint ventures inflowing by different players like Big Shopping Centers (2004) Ltd who recently mounted up an Indian subsidiary with a local partner owing 60% in the venture & plans to build commercial centre making an investment of USD 40 million. All these are universal to the fact that there is a real hunger for new construction to keep tempo with India’s robust 7% economic growth.

For more information about commercial property in india, please visit =>http://www.jaaydaad.com

Commercial property insurance is meant to cover all business related tangible and intangible assets like money and securities, accounts-receivable records, inventory, furniture, machinery and supplies. Losses caused by fire and theft and other such disasters are included in most of the basic multiple-peril policies of property insurance. For a business in the snowy regions of the United States it is quite natural and obvious to buy insurance coverage for snow, ice or sleet damage or natural disasters like earthquakes.

There are a few things that might help a firm or an individual get the maximum benefits from a property insurance plan. They are good loss-control measures and taking steps to prevent losses — hiring security personnel for security, installing a sprinkler system for fire and so on. These are the few conditions that should be taken care of before purchasing property insurance. For most business people, insuring a commercial property can mean a lot in terms of the security of the business and for the returns as well. Commercial property insurance will protect your company against loss or loss of use of your business property. This means loss of income or business interruption, buildings, computers, money and valuable papers.

Most insurance companies offer commercial property plans with a minimum premium almost exceeding $100,000. Looking after the interest of the commercial industries, these insurance terms are flexible, and most of the conditions are risk based. These insurance plans and the structured programs are meant for a broad range of industries including, heavy industrial, utilities and service customers.

Property Insurance provides detailed information on Property Insurance, Property And Casualty Insurance, Rental Property Insurance, Commercial Property Insurance and more. Property Insurance is affiliated with Home Renters Insurance.

The property market has been unexpectantly lively with the rise in prices of 3.4% in the year so far. Top mortgage providers predicted that the rise in property prices for the whole of 2006 would be only 3%.

Over the last month the average property price has risen by 1.4%. According to www.wheresmyproperty.com, the highest changes over for last month were in County Tyrone (+7.1%), Avon (+5.7%) and the Borders (+5.6%).

So where could this lead? If the rises in house prices continue at the same rate throughout the year the rises will reach double digit growth. The demand for houses is strong - the number of loans approved for buying houses was over 25% higher than a year ago, the economy is expanding, there are high levels of employment and interest rates continue to be low.

However, the high level of house prices in relation to earnings could lessen the housing demand. First time buyers have difficulty to earn a large enough income to secure a mortgage and save for a deposit. Bills have risen to such an extent that council tax and utility bills will represent around 35% of the total housing costs in 2006/7, overtaking mortgage interest payment as the largest cost for homeowners.

Yet these factors are unlikely to have a large enough effect to dent the housing market. If the house prices were to rise enough to cause concern the Bank of England would be likely to put up interest rates which would produce a slow down.

London is the traditional driver of property price inflation and according to www.wheresmyproperty.com the prices in London are rising. The top areas were Camden and the City of London which both rose over 10% in the last 2 months.

Despite the pessimism property prices have already beaten the year's predictions and the prices look set to continue to rise.

Susy Copus is a property commentator writing about all aspects of home moving, properties for sale, estate agent directories and house prices for the UK Property Search Engine, Wheres My Property. Susy also writes for Renovate Alerts who specialise in finding property to renovate and Property Money Maker.

If the idea of investing in Commercial Real Estate appeals to you, then maybe you can take the first step towards doing so - by investing in your education. You see, to understand the value of the Commercial Real Estate around you, you need to know the ins and outs of Commercial Real Estate and real estate investment. This will help you avoid money pit investing so that you wind up with a quality Commercial Real Estate investment that will appreciate in worth over time.

The first thing you really have to understand about investing in the right Commercial Real Estate is that it is really possible to do so. Despite what many naysayers may have been telling you, Commercial Real Estate investment is a good one. Even in today's declining US housing market, or residential real estate, the commercial market has not seen the decline in value that the residential market has. Commercial investors are typically smarter and don't make the 'emotional' moves that a residential investor might make. So as a result, the commercial real estate did not experience the false appreciation that housing saw.

Second, don't let fear get in the way of sound Commercial Real Estate investing. Once you have been educated in what you have to look for in quality structures, use your inner voice to let you know which ones are good to buy within your investment budget. Then combine that inner voice with good, sound research. Quality research can help show you which investments are more likely to be winners, which ones are just so-so, and which ones will never amount to anything unless you tear them down and start over.

One more important step is to make financial plans for the long-term. This means that you should anticipate your financial goals as mini-steps that you have to pursue step by step until you see the bigger financial picture unfolding before you. You won't feel so intimidated about pursuing investments if you understand what you are doing first.

If you are new to commercial real estate investment, it would be a wise choice to hire someone who understands it, and has been around. A good commercial real estate investment broker can greatly increase the potential for success in your investment. You, as the buyer/investor, should be represented by a professional. The seller most likely will be, so make sure you've got a team on your side.

For more information on investing in commercial real estate, visit http://www.arizonacommercial.ne

I can remember when a good, well-located community could fill seven or eight lots per month with nothing more than some flyers at a manufactured home dealership. To even say such things today dates you as someone from the dinosaur age. And unless you've been in a cave, you know that you are lucky to fill one lot per year in that manner today.

So how do you fill vacant lots in your community? Well, a lot differently than you did in the past - and it takes a whole lot more effort. But you'll find that once you put your program together, it will turn your life and spirits around to see new homes coming in to those old, dusty lots.

If you have been reading at all for the last seven or eight years, you are pretty familiar with the industry "chattel crisis". Basically, it was the sub-prime mess of today, only fully focused on manufactured homes. People bought homes they could not afford, and they went back to the lenders in record numbers. As a result, lenders don't do "easy" lending any more on manufactured homes, and the sales have suffered enormously as a result. Dealers that were selling 10 or 20 houses a month in 1998 are now lucky to sell 2 or3. And very few of those homes end up in land lease communities - they almost always end up on private land. So to fill your vacant lots, you have to forget about those dealerships filling you up, and take control of your destiny yourself.

These are my ideas for filling up your vacant lots in the real-world of today:

· Become the #1 community for new home dealers. Am I contradicting myself? No, those dealerships do sell an occasional unit that goes into a land lease community, so you can't ignore them altogether. To get any fill rate from these guys, you have to make sure that you have a 100% closing rate on any inquiry for a lot. Make sure that you have flyers at every dealer, as well as an attractive "move-in special" program to entice customers. And call each sales manager or salesman periodically to let them know you really want their business.

· See if those same dealers would want to move some inventory into your community and sell it on location. When I went to buy my stick-built house, I choose a location I wanted, and then inspected the available inventory for sale on MLS. Why shouldn't manufactured home buyers do the same thing? Instead of having some used or new inventory gathering dust on the sales lot, see if the dealership would have any interest siting a couple units in your community and advertise them as a "location sale". That's how every other form of housing is sold. We convinced a dealer in Oklahoma to try it, and he sold six units in this first year! You will probably have to give the dealer free lot rent until the unit is sold - that's a small price to pay.

· Locate those individuals who like to buy and sell or rent manufactured homes, and see if they will bring in inventory to your community. Sometimes referred to as "Lonnie deals", named after Lonnie Scruggs who wrote the book "Deals on Wheels", these are transactions where someone purchases a manufactured home and then re-sells it or rents it for a profit. Many of these homes begin life in the older inventory section of a dealer, or on private land, and are then initially moved into a community. Make sure that your community is where they go. You can find these "Lonnie" individuals by driving through other communities looking for "For Sale" or "For Rent" signs that share the same phone number, or by asking the local dealers and home movers. We have one individual who has brought in about 40 homes to date under this system. Again, you will have to give the "Lonnie" individual free rent until it sells. Big deal.

· Bring in homes yourself, and then rent or sell them. It's not that difficult. You buy them from a dealer, or from a broker, or even new from a manufacturer. You then either sell them or rent them once they are set up in your community. Two things to watch out for in this scenario 1) you must get a dealer's license in most states and 2) it takes a lot of capital. Just bringing the home in, setting it up, and skirting it can cost about $3,000.

· Convince residents from competing communities to move over to yours. I've left this idea for last, since it causes hard-feelings between community owners (and rightfully so!), and can cause a dangerous catch-22 situation where community owners are constantly trying to steal each other's customers. There are two times in which I have used this system, and both were special situations that were not quite as bad as just going after the other guy's tenants. The first is when a competing property is being closed down for new development. In those events, the minute you hear about it, go to the community that is being shut down and tell the manager or owner that you want all of his customers and are willing to pay for the whole move, or part of the move, just to get their business. I once scored 35 homes out of a community closing for the development of Home Depot using this very approach.

Normally, the owner of the community that is closing is more than happy to have an option to send his folks. The other time that it is proper to consider trying to obtain customers en masse is when there is a community that is truly doing a terrible job, and the residents want out badly. The reasons can be numerous - frequent water or sewer outages, poor management, a location that has become unsafe, the list is endless. You normally find out about such an opportunity when several tenants come to your property suddenly, wanting to move over. In those cases, I tell folks to tell all their friends that we would be happy to take them, or even send a flyer letting people know that if they want to move their home, we would love to have them. You can sometimes pick up 10 or 20 new residents by doing this.

Until industry sales improve, these proactive steps are essential for filling your vacancies, and getting your community on a strong financial footing. Don't wait by the phone for a dealer to call - put this plan into motion today!

To view Mobile Home Park Investing articles click here

About the Author:

Dave Reynolds is regarded as one of the leading Manufactured Housing Industry experts. He has purchased over 50 mobile home communities, 100's of mobile homes, and through his Mobile Home Parks website, he has helped thousands of investors buy and sell mobile home parks. Mr. Reynolds has also authored and co-authored some very informative books on investing in Mobile Home and RV parks and is founder of Mobile Home Park Store. He can be reached at 1-800-950-1364 or via email

Real Estate market is cyclic, meaning that it goes up and down in cycles. As we all know from hearing news about tons and tons of for-closures, the market is in a down cycle right now. I don't know whether we have hit the bottom yet or how long before the market starts to improve. However, following the buy low sell high principal, now would be a good time to purchase investment properties.

There are many reason for you to decide whether real estate investment works for you or not. Most importantly, it depends on your particular financial situation and your investment objectives. Comparing to other investment options, real estate investment has some advantages over others:

Cash Flow - Steady source of income to potentially replace your job income.

Appreciation - When the market goes in upswing, your property is likely to worth more than what your purchased it for.

Leverage - You can get started with very little amount of money as your capital. Your monthly cash flow can be used to offset your mortgage payments.

Amortization - Cash flow and leverage working together to reduce your outstanding balance on the property.

Tax Deductions - Mortgage interest, operating expenses, and depreciation are all good sources of tax deductions that save you money to boost up your net operating income (money in your pocket).

Commercial properties are different from residential property in that they are typically used for income-producing businesses whereas residential properties are typically used for dwelling. Commercial properties include Multi-Family, Office, Industrial, Retail, Shopping Center, Hotel/Motel,... etc.

Before jumping into actions, you need to do your own preparations that will help you answer questions such as these:

1. Where is a good area to invest in?
2. How do I evaluate if a particular property is a good rental property?
3. How do I calculate my cash flow and return of investment before buying the property?
4. How do I get qualified for mortgage?
5. How do I deal with property management?

Insider Secrets to Financing Your Real Estate Investments: What Every Real Estate Investor Needs to Know About Finding and Financing Your Next Deal is a highly recommended book that offers a step-by-step guide to buying an investment property. The author, Frank Gallinelli, written this book as Rules of Thumb as well as forms and checklists to show you:

• Selecting the best real estate investments for individual investor needs
• What lenders are really looking for in real estate investors
• Creating winning loan presentations
• Closing statements and what to expect when the deal is sealed

If you want to dig even deeper. Frank's other book: What Every Real Estate Investor Needs to Know about Cash Flow... And 36 Other Key Financial Measures will go into details on the numbers involved in evaluating a property. The book looks at case studies and walks you through calculation for each of the 37 basic formulas that include:

• Discounted cash flow
• Cash-on-cash return
• Net operating income
• Capitalization rate
• Gross rent multiplier
• Net present value
• Payback period
• Mortgage amortization
• And many more

This book is all about the numbers that you need to know about a potential investment property. You don't have to be a rocket scientist to use the formulas in this book. For each formula, Gallinelli clearly explains its significance for real estate investors, walks you through it, and provides examples and sample problems to help you master it. As an added bonus, the book supplies useful forms and spreadsheet templates that you can use to simplify many of the calculations. If you want to become a successful real estate investor, I highly recommend that you get familiarized with these calculations.

Okay, so now that we have done all of the homework, let's get started in looking at some properties. My favorite place is LoopNet.com. You can sign up for a free account and start looking at properties nationwide. Once you locate the property you are interested, contact the seller or agent for additional information and start plugging in your numbers!

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Real estate investing is considered to be a safe investment over time. This is one reason why many do this as a full time profession. One can also invest in real estate and not be involved full time. Most people think of real estate investments as homes or condos or multi-family properties. Commercial real estate is another excellent choice when it comes to investing in real estate.

Commercial real estate investments typically allow the owner to continue their day to day unrelated business while their hired professionals upkeep and maintain their commercial property investment. Although most people think of commercial real estate as office buildings, retail stores, or industrial facilities, there are a lot more property types in the commercial real estate.

Some examples include properties such as health care centers, retail structures and warehouse. One of the most desired and financed commercial property is called residential. More specifically, apartment buildings (real property that consists of more than four residential units) are considered commercial real estate.

Most people consider commercial real estate difficult to enter due to financing and larger down payments than residential property. Although this is true to an extent, there are many commercial financing programs that will offer up to 90% financing and some even up to 97% financing for small commercial properties up to $1 million dollars. Of course, commercial mortgage loans go significantly higher to $500,000 and more.

Commercial real estate investing can be significantly profitable due to increasing rents, inflation and material costs. An investor must be able to analyze an opportunity more thoroughly in commercial real estate versus residential real estate. Some initial analyses involve the rent rolls, pro-forma statements, and operating income. These numbers are crucial to the lenders to determine the amount of financing you will receive. Once you know the amount you will receive from the lender you can easily determine if the investment is worthwhile. You could take up commercial real estate for either reselling after appreciation or leasing out to residential tenants or retail tenants.

If you research and learn there will be substantial commercial growth in the area (due to tax breaks or gentrification), it may be wise to evaluate the potential for appreciation in commercial real estate and then seek out a good investment. If you find that a multifamily or office property, for example, is available but too expensive for you to buy alone, you may want look at joining or creating a small investor group and acquire it together. In another example, you might find it lucrative to purchase a commercial property that you can change to a warehouse which you can then rent to small businesses. As you have learned here, there are many creative ways to achieve success in commercial real estate investing.

Frank Collins is an investor and contributor for websites about Multifamily Investing and Commercial Fi